Venmo Payment Declined – 6 Quick Fix Guide

Venmo Payment Declined

Venmo Payment Declined – 6 Quick Fix Guide

Venmo Payment Declined: Are you receiving or sending money using Venmo? Are you currently facing problems with payment being declined on your Venmo? Well, you are on the right page.

We have had some people complaining about payment declined on their Venmo and what they can do which made us write to answer all necessary questions. Having an issue with Venmo payment decline can be difficult and frustrating especially if you do not know the underlying issue preventing the payment from going through.

When using Venmo to receive and send money, the Venmo app itself employs an algorithm to reject or accept the transaction and this decision solely depends on the relationship between the sender and the recipient, the transfer amount, and Venmo’s internal fraud detection system.

If you have encountered issues of Venmo payment decline and you do not know how to solve the problem or the underlying reason for the payment to be declined, then you are on the right page.

In this guide, I will talk you through Venmo Payment Declined and how to fix it. Do well to remain on the page and get all the information needed.


Common Reasons Why Venmo Payment is Declined

Venmo Payment declining can be so embarrassing and if you are an entrepreneur, it will stop you from having to sell or lose of sale. Here are the reasons why your Venmo payment is declined.

Internet or technical Problems

Venmo transactions decline could be due to internet or technical problems. If the connection is not strong enough to receive and send payment information, it will declined.

When it happens like this, you simply need to connect it to another network and if it still does not start, you will need to restart the app or your device and then try it again.

Insufficient Funds in Your Account

Another reason you might likely see the payment declined is when you do not have sufficient funds in the app. Venmo usually verifies that your balance or the linked bank has enough money to cover the cost. If it checks and you do not have sufficient funds, your payment will be declined.

The bank or Card issuer declined the payment

We have situations where the bank or the card issuer blocks the transaction from processing and this could be due to any fraudulent activity on your account. In cases like this, the bank or the card issuer has the final say over the transaction and whether it will be processed or not.

You can also contact their customer care to get more information on how to go about it.

Outdated, incomplete, or Unverified account information

The inability to finish up setting your account can cause the Venmo payment to decline. So when opening an account with Venmo, you need to link a bank account to your Venmo profile and Venmo will send you a notification and verify your account. If you do not verify your account, your first attempts to make a transfer will be declined.

Do well to also ensure that your bank account is linked to Venmo is a valid account and the account number is accurate.

The account is locked or frozen

Like every other secure network, Venmo makes sure their customer’s account is secure which is why when you log into the account, you need to provide the username and password.

Venmo also sends notifications which is a two-factor authentication for verification and if you fail too many login attempts or fail to pass the two-factor authentication, your account will be blocked for a while.

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Venmo Payment Declined – 6 Quick Fix Guide

Here are guidelines on how to fix your Venmo Payment Declined

You need to Double-check your Venmo account details

You need to make sure that your account details are accurate and it is up to date. This is one of the reasons why your payment may be declined so in order not to face any embarrassment, it is best you update and make your account details accurate.

Here is a checklist for you;

  • Check to verify that the card is not expired.
  • Do well to ensure the profile information aligns with the banking information.
  • Double-check if the card details are inputted correctly.
  • Do well to confirm there’s a strong internet connection.

Use an alternative payment Method

If your payment is being declined by Venmo, you can simply use an alternative payment method such as Paypal, square, or Stripe. However, it is also known that payment service providers have common issues like declined transactions, frozen accounts, and held funds so instead you can simply obtain a merchant account.

As you get to use the merchant account, you will get to note that these accounts are fit for your business needs. You will get to experience fewer funding holds, frozen accounts, and declined transactions.

Contact the Venmo Customer Support

You can simply contact Venmo customer support if you have tried troubleshooting, confirming you have a strong connection and also double-checking your information but still yet your payment is being declined.

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Why is my Venmo transfer not working?
Your transfer can be declined if your bank account isn’t verified or if there are any issues with the verification process, it may also prevent the instant transfer from being completed. What you can do to solve this issue is to ensure that your bank account is properly linked and verified within the Venmo app.
Why is Venmo not letting me instant transfer money?
You first thing you need to do is to ensure that you have enough funds in your Venmo account. Check out for Bank account issues: If there is any issue with your linked bank account, such as an incorrect account number or routing number, the instant transfer may not go through.

Summing Up

We have a lot of people coming out to complain concerning the inability to make payments using Venmo. It is important to note that there are reasons why that happens and there are also how it can be fixed. To know more, you can simply check it above on this page and get yours started.


  • Dora

    This post is authored by Dora Edet, an Editor of Recruitment Portfolio. Boasting over a decade of expertise in the recruitment sector, Dora provides up-to-date information on jobs and recruitment topics, career opportunities, and breaking news stories.

About Author

This post is authored by Dora Edet, an Editor of Recruitment Portfolio. Boasting over a decade of expertise in the recruitment sector, Dora provides up-to-date information on jobs and recruitment topics, career opportunities, and breaking news stories.

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