How to borrow Money from GTBank

How to borrow Money from GTBank: Taking a loan from a bank can come in very handy, especially in situations where you need the money.

If you have intentions of building a house, buying a new car, or even expanding your business and launching a project, we know all these can be demanding financially, which is why banks offer loans to their customers and give you time to pay them with interest.

GTBank has now made it possible for all its customers to apply for loans from the bank and pay them back with interest. This interest may not necessarily be much depending on how much you intend to borrow from the bank.

The quick credit loan is an instant, non-collateral loan that customers from GTBank can apply for. The interest rate is just 1.5% monthly, and the loan is open to both salary earners and non-salary earners.

If you have been waiting for this opportunity but do not know how to go about applying for this loan offer, then you are on the right page. In this guide, I will talk you through how to borrow money from GTBank and how to apply for a loan.

Do well to stay on this page as all information needed to accurately apply for the loan will be provided below.

Eligibility to borrow money from GTBank

If you have intentions of applying for a loan, there are a couple of criteria that a GTBank customer must meet before they can gain access to a quick credit loan.

As a customer, you need to maintain a minimum monthly lodgment of N20,000 or a earning a minimum net monthly salary of N10,000.

Some other criteria are not having any history of dud cheques, having a satisfactory credit report, and not having any unpaid obligations.

You must also be a full customer of the GTBank who has been using the account for at least some months.

Check: Best Loan App In Nigeria

How to Apply for the GTBank Loan

Here are guidelines on how to apply for the GTBank loan,

You first need to open the GTWorld mobile app
Click on the Apply for loans
Click on the quick credit
If it shows you are eligible, you can then follow the instructions on the page and borrow money from the bank but if it shows not eligible, you have to be patient for some days or go directly to the bank branch and borrow directly.
Aside from using the GTBank app, you can also use the USSD Code and borrow money from them.

Check: The Best Way to Apply for Opay Merchant Loan in Nigeria

Borrow Money using GTBank USSD Code

USSD Code is an alternative for applying for a loan with the mobile app. This method is for those who do not have the GTBank mobile app or an internet-enabled device. If you intend to use this method, you can follow the procedures below.

The first thing you need to do is to dial *737*51*51#
It will show if you are eligible or not
If you are eligible, you can then follow the prompt to apply for the loan.

To Sum Up

GTBank has now made it possible for all its customers to have access to the quick credit loan and borrow any amount they need especially if they are eligible for the loan offer.

If you intend to borrow from GTBank, there are some criteria you need to know. You can simply check the above on this page to get all the information you may need to get started on it.

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Author

Dora

This post is authored by Dora Edet, an Editor of Recruitment Portfolio. Boasting over a decade of expertise in the recruitment sector, Dora provides up-to-date information on jobs and recruitment topics, career opportunities, and breaking news stories.

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